Main Duties and Responsibilities
-Review, reassess, and approve loan applications from business operators, evaluating
business potential and the ability to repay.
-Develop strategic plans, business plans, and annual and long-term budgets for providing
trade credit in the agricultural sector.
-Collect, analyze, and assess the credit needs of business operators across various
systems.
-Improve and develop loan products to meet the needs of target groups.
-Plan expenditures and allocate budgets for projects related to providing trade credit to
business operators.
-Disseminate promotional information effectively to target groups, collect data on
business operators seeking to participate in projects, and evaluate and select them
accordingly.
-Analyze and assess risks that may arise from lending and find ways to mitigate these
risks.
-Monitor the utilization of credit by business operators while evaluating the outcomes
and impacts of projects.
-Review and track the repayments of borrowers to ensure timely repayments.
-Plan the development of marketing strategies and promotional efforts to increase trade
opportunities and expand product distribution channels, enhancing market accessibility.
-Provide advice on managing trade expenses to increase competitiveness and
profitability.
-Advise on setting competitive and appropriate product prices for the market.
-Promote the use of technology in business operations, such as online sales management
systems and market analysis tools.
-Support and promote market expansion with foreign countries, particularly focusing on
agricultural import-export trade.
-Create reports on operations and trade analysis to improve strategies.
-Assist in market research to understand customer needs and market trends.
-Monitor and evaluate work performance periodically.
-Write reports on project operations regularly, including weekly, monthly, quarterly, and
annual reports, to present to the management committee.

Qualifications:
-Bachelor’s degree or higher in fields such as International Trade, Business
Administration, Economics, or related fields.
-At least 7 years of experience in business management in both domestic and
international trade.
-Knowledge and ability in business management, understanding market mechanisms,
risk factors, and the practice of issuing credit across various scales.
-Ability to forecast trends and future challenges in trade and develop strategic solutions
to address issues in each area.
-Ability to adapt and be flexible in response to market changes caused by natural and
external factors at all times.
-Open to new ideas and able to adjust policies as necessary.
-A person who is ready to teach, share knowledge, and foster teamwork.

Skills and Abilities:
1) Skills in business planning and management.
2) Ability to analyze financial data.
3) Communication and coordination skills with both domestic and international sectors.
4) Detail-oriented, able to work under pressure, and meet deadlines.
5) Good physical health, able to work overtime, work as part of a team, handle pressure,
and travel to work in different provinces.
6) Proficient in using computer programs related to business management and planning.
7) Ability to communicate well in English.

APPLY NOW
Recruitment@phongsavanhbank.com
+856 20 2210 5999